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Home Financing Scheme

Eligibility Criteria
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Malaysia Citizen of Sarawak Origin.
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Applicant must be age 21 and above.
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Applicant is not a bankrupt.
Documents Required
Type and Source of Properties to be financed

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Letter of Offer from Housing Development Corporation (HDC).
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Financing application form.
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Copy of the NRIC duly verified.
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Proof of income (salary slip, etc..) including bank account statement.
All residential development under Housing Development Corporation (HDC) and approved affordable scheme by government.
Pre-Assessment Form
HDRAS Application Form complete with personal documents,
Letter of Approval from MPHLG / HDC / Land and Survey Department,
Copy of Sales Agreement / Sales Confirmation Slip dated after 12 October 2021,
Confirmation of design and price for Spektra Mutiara House Program by the appointed panel of contractor.
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