About Us

Mutiara Mortgage & Credit Sdn Bhd

Mutiara Mortgage & Credit Sdn. Bhd. (MUTIARA) was established on 5th February 1993 as a subsidiary and wholly-owned of Housing Development Corporation (HDC), Sarawak.  It was initially known as SP Pembangunan Sdn. Bhd. and on 22nd December 1994 the name was changed to Mutiara Perumahan Sdn. Bhd.  On 1st August 2013, the company’s name was changed to Mutiara Mortgage & Credit Sdn. Bhd. as it carries the vision to be preferred alternate financing agency for affordable housing.

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With the initiative of our present Premier, Datuk Patinggi Abang Haji Abdul Rahman Zohari bin Tun Abang Haji Openg (former Minister of Housing, Sarawak), mortgage unit to finance the lower income group house ownership was established.  On 17th June 2015, MUTIARA Housing Loan Scheme was launched by the Minister of Housing Sarawak.  On 1st January 2021, Mutiara has obtained Shariah Compliance Certification and provides comprehensive Shariah compliance Islamic Home Financing Packages with profit rate as low as 1%.

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The corporate logo incorporates more than just the look of a roof; it represents on how MUTIARA enable the community to have a place to call home and providing a place of shelter for families despite their background, we are here to assist them. MUTIARA seeks to surge forward by expanding the opportunity of quality living environment to low-income group.

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MUTIARA which means pearl, represents innovation and striving for continuous improvement.  Irrespective of change, MUTIARA stands firm in its values and beliefs in always providing the best to its customers.