First home ownership for Sarawakians B40 and M40.
Buying an affordable house from a registered developer or;
Build a house on your own land through the Village Expansion Scheme (SPK) / Resettlement Scheme (SPS) Program
For monthly repayment assistance applicants:
Loans / Housing financing approved by financial institutions after October 1, 2022; and
The loan / financing is not issued by the financial institution before the HDRAS application is approved.
HDRAS Application Form complete with personal documents,
Letter of Approval from MPHLG / HDC / Land and Survey Department,
Copy of Sales Agreement / Sales Confirmation Slip dated after 12 October 2021,
Confirmation of design and price for Spektra Mutiara House Program by the appointed panel of contractor.