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Home Financing Scheme


Eligibility Criteria

  • Malaysia Citizen of Sarawak Origin. 

  • Applicant must be age 18 and above.

  • Applicant is not a bankrupt.

Documents Required

Type and Source of Properties to be financed

  • Letter of Offer from Housing Development Corporation (HDC).

  • Financing application form.

  • Copy of the NRIC duly verified.

  • Proof of income (salary slip, etc..) including bank account statement.

All residential development under Housing Development Corporation (HDC) and approved affordable scheme by government.

Pre-Assessment Form

HDRAS Application Form complete with personal documents,

Letter of Approval from MPHLG / HDC / Land and Survey Department,

Copy of Sales Agreement / Sales Confirmation Slip dated after 12 October 2021,

Confirmation of design and price for Spektra Mutiara House Program by the appointed panel of contractor.

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